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Month: May 2018

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Legal Advice by Emma Plant

When it comes to buying or selling your property, it can be an extremely stressful time.

Your house is probably the most valuable asset that you will ever own, and you want to be sure of a good job. Some may choose to carry out their own conveyancing without the need of a solicitor, however this can lead to complications and delays, especially if you don’t have a legal background or understand the legal terminology.

Selling a property can be a minefield when it comes to understanding the rights, covenants and obligations which are contained within your title documents. By instructing a solicitor, you can rest easy knowing that they will fully check the transfer of legal title from one person to another and will highlight any issues with you in order for you to make an informed decision on whether to proceed with your property sale or purchase.

There are many solicitors specialising in property law, whether they be based in the local area, further afield or even online, but with so much choice available how do you decide which solicitor is right for you?

One of the major factors for most people will be cost, but you should always beware a false economy! Often the cheapest option is to use an online conveyancer or solicitors who are out of the area. These options may appeal, especially to those who have busy lives and can’t get to their local solicitors. An electronic transaction conducted without ever seeing your solicitor might seem very convenient, but the high volume, low overheads approach of companies is often their biggest failing.

When it comes to selling your home, some things should be more important than cutting corners where costs are concerned. Using online conveyancers or out of area solicitors are likely to have no local knowledge of the area, you will be unlikely to ever meet your solicitor face to face and in most cases are allocated a team, not an individual qualified solicitor. This can make getting an update on your sale or purchase a difficult and frustrating process, and often leads to delays. If either of the above is your chosen option then we urge you to be cautious.

Using a local firm which knows the area ensures that you have the freedom to drop in on your solicitor, sign paperwork or provide documents at your convenience, while also ensuring that your matter is in capable hands. A face-to-face, personal approach is particularly useful if you are working to a deadline and need to avoid unnecessary delays, especially as most documents in conveyancing require a “wet” signature, (the real thing!) and scanned copies are often not acceptable.  A local solicitor also has local knowledge and will have carried out a number of transactions in your area, helping you avoid pitfalls that could easily derail an online transaction.

Thomas Horton Solicitors LLP has been offering outstanding legal services for over 150 years